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Back-to-School Budgeting
September 2022

Price hikes, tightened budgets, and supply shortages are impacting many families’ back-to-school shopping this year. From traditional supplies to textbooks, class fees, clothing, etc.—expenses tend to add up quickly regardless of age or school grade. Back-to-school shopping doesn’t end once school begins, either. Many tend to forget that there are expenses throughout the year including additional supplies, field trips, lunches, sports, activity fees, and more.

Here’s a tip: Be a smart shopper by comparing prices online. Most stores like Walmart will price-match if you find a better deal elsewhere, making it easier to do all your shopping at one location and save money at the same time. If there are items that you don’t need to purchase during the back-to-school rush, you may save by waiting since many stores will put things on rollback or offer a discount after September begins. Sometimes driving around town can also add an additional expense. Purchasing items online can help you save with free shipping, cutting down on gas costs, and sticking to your shopping list by avoiding unneeded impulse purchases in-store.

Want to learn about more ways to handle your money? Check out this free 8 Money Saving Back-to-School Shopping Tips article from our partners at GreenPath Financial and start planning today!


 
 
Gesa Credit Union is deeply committed to financial education in the community. Seminars are available to everyone, regardless of whether or not you are a member. Gesa also offers free financial literacy materials and onsite workshops to high schools, colleges, clubs, businesses, and other groups. There is no cost for speakers or materials and each presentation can be tailored to suit the needs of your group or organization.
 
LEARN MORE




 
“Paying for College” (January 2021)
 
Learn what drives college costs, what families typically pay, review Gesa scholarship opportunities, and discuss available financial aid options to help cover college costs.
 


 
“Assembling a Successful Application”
(December 2020)
 
Review a timeline for developing the four key elements of your college admissions packet: course transcripts, standardized testing results, admissions essays, and a description of extracurricular activities.
 



“Planning Ahead for Your College Career” (December 2020)
 
Learn how to build a semester-by-semester plan for high school students and families to maximize their opportunities to successfully enroll in the college of their choice.
 



“Preparing for College Admissions During COVID-19” (April 2020)
 

Valuable information for families navigating the college admissions process during COVID-19.
 



“Fighting Today's Fraud” (April 2020)
 
Valuable tips to help protect yourself from fraud.
 
 
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